True power in this world comes from financial independence, but too many people have too much month left by the end of their money. John Hope Bryant, founder and CEO of Procedure HOPE, illuminates the road toward liberation that’s hiding in simple view. His message is simple: the supermajority of people who live in poverty, whom Bryant phone calls the invisible class, aswell as large numbers in the battling middle income, haven’t received “the memo”—as yet.

Building on his personal connection with about The Memo: Five Rules for Your Economic Liberation increasing up from economically disadvantaged circumstances and his work with Operation HOPE, Bryant instructs readers five tips that lay the foundation for attaining financial freedom. He emphasizes the inseparable connection between “inner capital” (mindset, relationships, understanding, and spirit) and “external capital” (economic wealth and home). “If you have inner capital,” Bryant creates, “you can never be really poor. In the event that you absence inner capital, all of the profit the world cannot arranged you free.”

Bryant gives readers tools for empowerment by covering everything from achieving fundamental economic literacy to buying positive relationships and nearing wealth with a totally new attitude. He makes this vivid and controversial state: “Once you possess satisfied your basic sustenance needs—food, water, wellness, and a roofing over your head—poverty has more to do with your head than your finances.”

Bryant really wants to restore readers’ “silver rights,” giving them the capability to succeed and prosper no real matter what very real roadblocks society puts in their way. We have even more power than we recognize, if only we are able to recognize and state it. “We are our 1st capital,” Bryant writes. “We will be the CEOs of our own lives.”