The success stories speak for themselves with this audio book from money maestro Dave Ramsey. Instead of promising the normal dosage of quick fixes, Ramsey presents a strong, no-nonsense approach to money matters, offering not merely the how-to but also a grounded and uplifting hope for getting away from debt and achieving total financial health.

Ramsey debunks the countless myths of cash (exposing the hazards of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions from the American fantasy, which encourages nothing but overspending and massive levels of personal debt. ‘Don’t even consider keeping up with the Joneses,’ Ramsey declares in his typically candid style. ‘They’re broke!’

The Total Money Makeover isn’t theory. It works every single period. It works since it is easy. It works since it gets to the center of the money problems: you.