A beautiful woman paid it with her body. A seedy attorney used somebody else’s money. It’s the vig – the exorbitant interest mob loan sharks undertake their money. Now, in the city by the Bay, everyone has to pay…

Down-and-out-lawyer Rusty Ingraham left behind a murdered girl and a houseboat splattered with bloodstream. All the evidence said Ingraham is at San Francisco Bay. Dead. But a friend of Ingraham’s, previous cop and prosecutor Dismas Hardy, isn’t therefore sure. And Hardy has to find out, just because a stone-cold killer, now paroled, once threatened to kill Ingraham and Dismas Hardy both.

Now, to save his own pores and skin, Dismas must face down liars and killers about both sides of regulations. From mob feet military to brokenhearted fans to renegade cops, twelve lives are tied to the fate of Rusty Ingraham – and the payback offers only just started…